Case Study 1
$34,500 Saved By Correcting What Prior Filings Had Missed — B2B SaaS Company, Vaughan
A second opinion for a B2B SaaS company in Vaughan, Ontario found sector-specific exposure the previous accountant had not seen before in prior filings and recovered $34,500 a year.
A B2B SaaS company in Vaughan, Ontario asked for a second opinion on its on tax and accounting file after three years of rising tax. The review found sector-specific exposure the previous accountant had not seen before. We built the comparison first — current structure against two alternatives — and then assessed and claimed Ontario Made Manufacturing Investment Tax Credit alongside the federal return. First-year saving of $34,500, with the same benefit recurring. Every position taken is documented and supported in the file.
Case Study 2
Holding Structure Added, $21,500 Saved Annually — Psychology Practice, Vaughan
A psychology practice in Vaughan, Ontario needed a holding structure to deal with instalments still calculated on a year the business had long outgrown. The reorganisation was tax-neutral and removed $21,500 of annual exposure.
A psychology practice in Vaughan, Ontario was carrying instalments still calculated on a year the business had long outgrown, and every option for fixing it ran through a reorganisation that had to be done without triggering tax. Working with the client's lawyer, we rebuilt the sales ledger by customer location, applied the correct place-of-supply rate to each stream, and filed the adjusted HST returns and prepared the elections, resolutions and valuations the structure needed to stand up. The structure now matches the business. Annual saving of $21,500, and the reorganisation itself was tax-neutral.
Case Study 3
Scaled To 27 Staff With $144,000 Of Working Capital Freed — Insurance Brokerage, Vaughan
Growth at an insurance brokerage in Vaughan, Ontario had outrun the back office, and 13% HST charged on every sale regardless of where the customer was located broke first. Headcount reached 27 with $144,000 of cash freed.
An insurance brokerage in Vaughan, Ontario was growing fast — headcount to 27 in eighteen months — and the back office had not kept up. 13% HST charged on every sale regardless of where the customer was located was the first thing to break. We recalculated the corporate tax at the 12.2% combined small business rate and rebased the instalments on the current year, and built the compliance calendar for the size the business was becoming rather than the size it had been. The business reached 27 staff with no missed remittance and no late filing. $144,000 of working capital was freed in the process.
Case Study 4
$39,000 Of Penalties And Interest Cancelled On Relief — Land Development Company, Vaughan
A land development company in Vaughan, Ontario was carrying $39,000 of penalties and interest from out-of-province sales billed at the ON rate instead of the customer’s. A relief application cancelled it.
An assessment of $39,000 landed at a land development company in Vaughan, Ontario following a desk review. The auditor had not seen the records behind out-of-province sales billed at the ON rate instead of the customer’s. We registered the provincial payroll account, caught up the outstanding remittances, and applied for relief on the penalty, then set out the legislative basis for the position alongside the documents supporting it. $39,000 of penalties and interest was cancelled under the taxpayer relief provisions, and the underlying assessment was adjusted to match the filed position.
Case Study 5
$46,000 Proposed Adjustment Withdrawn In Full — Plastics Moulder, Vaughan
A plastics moulder in Vaughan, Ontario faced a $46,000 proposed reassessment after a provincial payroll levy that had never been registered for or remitted. We rebuilt the documentation and the adjustment was withdrawn in full.
A plastics moulder in Vaughan, Ontario received a proposal letter opening a review of its on tax and accounting file. The CRA had identified a provincial payroll levy that had never been registered for or remitted and proposed an adjustment of $46,000, with 30 days to respond. We treated the response as an evidence exercise rather than an argument. We assessed and claimed Ontario Innovation Tax Credit alongside the federal return, then indexed every supporting document against the specific line the auditor had questioned. The proposed adjustment was withdrawn in full — all $46,000 of it. The file closed in 5 weeks with no change to the assessed amounts and no penalty.
Case Study 6
$53,000 Late-Filing Penalty Cancelled On Relief Application — Concrete and Forming Crew, Vaughan
A concrete and forming crew in Vaughan, Ontario had already been penalised over sector-specific exposure the previous accountant had not seen before. A relief application cancelled $53,000 of that penalty.
A concrete and forming crew in Vaughan, Ontario had already missed one deadline and was about to miss a second. Behind it sat sector-specific exposure the previous accountant had not seen before, and a penalty of $53,000 was accruing. We split the work into what had to happen before the deadline and what could follow it, then assessed and claimed Ontario Made Manufacturing Investment Tax Credit alongside the federal return. The outstanding return was accepted as filed, and the taxpayer relief application cancelled $53,000 of the penalty already assessed on the earlier year.