Case Study 1
Remuneration Review Saved $69,000 Across Corporate And Personal Returns — Holding Company and Its, Kelowna
A remuneration review at a holding company and its operating subsidiary in Kelowna, British Columbia found a balance-due date the owner believed was the same as the filing date and saved $69,000 across the corporate and personal returns.
Nothing was wrong at a holding company and its operating subsidiary in Kelowna, British Columbia — the filings were on time and accurate. What they were not was planned. A balance-due date the owner believed was the same as the filing date had never been reviewed. We modelled salary against dividends across both the corporation and the shareholder’s personal return, then set the remuneration mix for the year, and ran the numbers across both the corporate and personal returns so the saving was real rather than deferred into someone else's hands. $69,000 came off the combined corporate and personal tax bill, and the structure holds for future years without further work.
Case Study 2
Incentive Review Recovered $70,000 Across 3 Open Years — Incorporated Trades Business, Guelph
An incentive review at an incorporated trades business in Guelph, Ontario found a small business limit quietly shared across three associated corporations nobody had mapped and recovered $70,000 across 3 open years.
An incentive review at an incorporated trades business in Guelph, Ontario started from a simple question: what has never been claimed? The answer ran to 3 years, driven by a small business limit quietly shared across three associated corporations nobody had mapped. We mapped the association rules across the group, allocated the business limit deliberately on Schedule 23, and corrected the prior year by adjustment request, documenting eligibility to the standard a reviewer would apply rather than the standard a claim form requires. The credits produced $70,000 across the open years, and the tracking now in place means the following year's claim is documented as the work happens rather than reconstructed afterwards.
Case Study 3
Reorganisation Completed Tax-Deferred, $36,500 Saved Each Year — Incorporated Consultancy, Lethbridge
An incorporated consultancy in Lethbridge, Alberta had outgrown its structure, with a small business limit quietly shared across three associated corporations nobody had mapped the visible cost. The reorganisation completed tax-deferred and saves $36,500 a year.
An incorporated consultancy in Lethbridge, Alberta had outgrown the structure it started with. A small business limit quietly shared across three associated corporations nobody had mapped was the immediate problem; the longer-term one was that the structure blocked the next step. We mapped the current structure, modelled the target, and moved passive holdings into a separate structure so the operating company’s small business limit stopped grinding down — with the tax-deferred elections filed on time and the supporting valuations documented. The reorganisation completed without triggering tax, and the new structure saves approximately $36,500 a year while removing the exposure the old one carried.
Case Study 4
16 Months Reconciled And $14,500 Of Input Tax Recovered — Professional Corporation, Toronto
16 months of records at a professional corporation in Toronto, Ontario had never been reconciled, leaving retained earnings building in the operating company with no plan for extracting them. Rebuilding recovered $14,500.
A professional corporation in Toronto, Ontario was carrying retained earnings building in the operating company with no plan for extracting them. Nothing reconciled, and every filing started with 16 months of cleanup. We rebuilt from source rather than correcting on top of the existing file. We rebuilt the instalment schedule off the current year rather than the prior year, ending the interest accrual, then set the routine that keeps it clean. 16 months reconciled to the bank. The close now takes 6 days, and $14,500 of previously unclaimable input tax was recovered in the process.
Case Study 5
Second-Province Expansion Handled, $60,000 Of Cash Released — Import and Distribution Corporation, Calgary
An import and distribution corporation in Calgary, Alberta expanded into a second province carrying two corporations under common control filing as if each had its own $500,000 limit. Every obligation was set up in advance and $60,000 of cash released.
Revenue at an import and distribution corporation in Calgary, Alberta was up sharply and cash was tighter than ever. Underneath it sat two corporations under common control filing as if each had its own $500,000 limit. We modelled salary against dividends across both the corporation and the shareholder’s personal return, then set the remuneration mix for the year. Every new obligation — registration, remittance frequency, provincial filing — was set up before it was triggered, not after. $60,000 of cash was released from the working capital cycle, and the expansion completed with every registration and filing obligation covered from day one.
Case Study 6
Intergenerational Transfer Completed With $220,000 Deferred — Corporately-Owned Rental Portfolio, Vancouver
A family transfer at a corporately-owned rental portfolio in Vancouver, British Columbia would have been fully taxable because of a shareholder loan balance that would have been picked up as income on closing. Restructuring deferred $220,000.
A generational transfer at a corporately-owned rental portfolio in Vancouver, British Columbia had been discussed for years without a plan. A shareholder loan balance that would have been picked up as income on closing meant the transfer as contemplated would have been fully taxable. We mapped the association rules across the group, allocated the business limit deliberately on Schedule 23, and corrected the prior year by adjustment request, sequencing the steps so each one was complete and documented before the next depended on it. $220,000 of tax was deferred through the transfer, and the successor generation took over a corporation whose records stood up to review.